The financial plan is one of, if not the most important part of a financial plan.

That is why it is important to be really honest here. Sometimes it is even better to be more honest than honest.

That means I always set my values a bit higher than they are.

For example, if I have my rent value and the rent is 860€, then I prefer to set the rent at 900€.

This way I am always sure that I have not calculated too tightly.

Include every item. It's better to have a little more than too little. Because most of the time something is always forgotten and if I then

my calculation detailed enough and generous enough, you can often compensate for mistakes.

Of course, I can't compensate for an entire computer centre. Here I am talking about small items.

Maybe I forgot to calculate the paint to paint the shop.

You can always compensate for something like that.